Characteristics of Later Life Assets

Characteristics of Later Life Assets

  • 1

    Long-term Nature: These assets typically have a longer tenure, matching the lifespan of the individual or until they decide to sell their property.

  • 2
    Backed by real assets: Our later life assets are over collateralized by residential real estate
  • 3

    Impact investing: Investing allows individuals to access their housing wealth to buy long-term care, increase the quality of life and make investments in their trusted homes

  • 4

    Minimum risk exposure: The property-backed nature of our assets, in combination with our prudent lending criteria mitigates key risks.

  • 5
    Tailored Solutions: These products are custom-designed to cater to the unique needs of the older demographic, ensuring suitability and relevance.

Benefits for Insurers

Benefits for Insurers

Real-life strategy to reach your goals.

  • 1

    Stable Investment Opportunity: Later life assets provide you a steady and predictable return, given their long-term nature and real estate backing.

  • 2

    Diversification: Investing in these assets offers (geographical) diversification benefits, balancing your portfolio and mitigating risks from other volatile assets.

  • 3

    Growing Market Potential: With an aging European population and increasing awareness of equity release solutions, there’s a burgeoning market ready to be tapped.

  • 4
    Asset-Liability Matching: The long-term nature of these assets aligns well with the long-term liabilities of insurers, supporting you with effective asset-liability management.
  • 5
    ESG Alignment: Investing in later life assets resonates with the growing focus on Environmental, Social, and Governance (ESG) principles. By supporting the financial needs of the aging population in a responsible and sustainable manner, insurers can strengthen their ESG commitments and foster a more inclusive financial ecosystem.